INVESTMENT MANAGEMENT

Creating and growing the resources needed to reach your financial and lifestyle goals starts with a well-crafted investment strategy.  Recently, we’ve seen increased market volatility and it may feel uncomfortable.  Market declines are a natural part of investing, and understanding the importance of maintaining discipline during these times is imperative.  Regular portfolio rebalancing will allow you to maintain the appropriate amount of risk in your portfolio.  And, if you are retired and living off your portfolio, you also want to maintain an appropriate cash reserve to cover living expenses for a certain period of time so that you do not have to sell equities in a down market.

Our expert insight provides the foundation on which you can build a sound investment plan, including:

  • Evaluating your assets, liabilities and cash flow, and determining how you can best meet your current financial needs.

  • Explaining the advantages and disadvantages of the full range of investment options, from annuities, Treasury bills and insured certificates of deposit to life insurance, stocks, bonds and  mutual funds.

  • Developing a plan that meets your short- and long-term financial goals, is consistent with your risk tolerance and has the potential to generate optimum returns during the time you have to invest.

  • Providing strategies for managing a sudden financial setback or windfall, including the best ways to use, manage and protect your resources.