Why We Choose Charles Schwab at Total Financial Management

At Total Financial Management (TFM), our mission is to provide clients with the best possible financial solutions tailored to their unique goals. Choosing the right financial partner is a critical part of that mission, which is why we proudly partner with Charles Schwab. Here are the key reasons behind our choice:

1. Award-Winning Customer Support
Schwab’s reputation for exceptional customer service aligns perfectly with TFM’s client-first approach. Offering 24/7 support via phone, chat, or email, along with access to over 400 branch locations, Schwab ensures our clients receive personalized, in-person assistance whenever needed.

2. Low-Cost Investment Options
Cost efficiency is crucial for maximizing investment returns. Charles Schwab offers $0 commission trades on stocks, ETFs, and many mutual funds. Their proprietary index funds and ETFs feature low expense ratios, helping our clients grow their portfolios with minimal costs.

3. Comprehensive Financial Services
Schwab provides a wide range of services, including investment and retirement accounts like IRAs and 401(k)s, as well as banking and financial planning options. This comprehensive suite allows us to tailor strategies to meet the diverse needs of our clients, from beginners to high-net-worth individuals.

4. Robust Security Measures
Protecting our clients’ assets and personal information is a top priority. Schwab’s Security Guarantee reimburses 100% of losses from unauthorized transactions, provided clients follow security guidelines. Advanced tools like encryption, two-factor authentication, and account monitoring ensure robust protection.

5. Industry Leadership and Innovation
As one of the largest financial management platforms, managing over $8 trillion in client assets, Schwab’s leadership speaks for itself. The acquisition of TD Ameritrade in 2020 expanded their reach and enhanced trading capabilities, making them a powerhouse in the industry.

At TFM, we believe our partnership with Charles Schwab empowers us to deliver superior financial services, helping our clients achieve their financial goals with confidence and peace of mind.